Codes

AFIA Buy Now Pay Later (BNPL) Code of Practice


AFIA's BNPL Code of Practice came into effect on 1 March 2021.

This Code goes above and beyond the law in Australia, setting best practice standards for the sector and strengthening consumer protections. It does this while preserving customer choice to make purchases and payments in a way that suits their needs and preferences.

The BNPL providers who are accredited to this Code represent an estimated 95 percent of the BNPL market, including Afterpay, Brighte, Humm Group, Klarna, Latitude, Openpay, Payright, Plenti and Zip Co.

See Media Release for more detail.

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BNPL is growing our economy and providing benefits to consumers and businesses

In this research we provide comprehensive and up to date information on the BNPL sector in Australia. 

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