Member Hotseat

• Custom Fleet - Big regulatory challenges facing the sector include decarbonisation and de-fleeting.

• Toyota Finance - The biggest risk not being thought about is the shortage of in-house knowledge on privacy, CDR and PPSR. AFIA has done a good job getting CDR to become more workable.

• Liberty - Getting into CDR has been a challenge for non-banks. It’s good that it has been streamlined and improved.

• Prospa - the most important issue the industry needs to take notice of for the future is the large amount of change activity. There’s not enough capacity to implement these changes, with businesses having only just over a year to implement AML and privacy changes.