National Credit Reference Scheme portal

AFIA believes it is in the interests of the provision of appropriate credit for commercial and personal lending, to facilitate the prompt and accurate exchange of credit reference information on customers between financiers. This scheme supplements and supports existing processes for checking prospective borrowers. Participation in the CRS Protocol is voluntary. AFIA Members therefore agree to provide other AFIA Members with an agreed minimum of account information concerning customers. No data is collected by AFIA under the Protocol.

If you have a question, concern or contact change request regarding the AFIA National Credit Reference Scheme, please complete the CRS Enquiry form.

CRS Protocol

Members’ protocol for reference checking

Q&As

Credit Reference Scheme Protocol Q&As

Codes

2024 Q2 Codes

CRS Enquiry Form